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How To Play EZ Baccarat

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EZ Baccarat is the most popular version in baccarat. It is played the same way as traditional baccarat, but no commission on a winning banker wager. The game also features the Dragon 7 and Panda 8 side bets that pay 40 to 1 and 25 to 1 respectively.

How To Play EZ Baccarat

EZ Baccarat plays the same way as regular baccarat except that it replaces the taking of the commission on every winning bank wager by “barring” one specific winning Bank hand (the winning Bank hand consisting of three cards and totaling seven points.) The appearance of this hand is the “Dragon 7”.

It is played with 8 decks of 52 cards. The object of the game is to bet on the hand with a point total closest to 9. Face cards and ten value cards have a point count value of 0, Aces have a point value of 1, deuces have a point count value of 2, and so on. The card’s point values are summed and the total point count of the hand is the right digital of that sum (for ex., a hand consisting of a King, a 4 and a 7 has a total point count of 1).

With EZ Baccarat, players have the option to wager on any combination of “Player”, “Banker”, “Tie”, “Dragon 7” and “Panda 8”. The “Dragon 7” wager pays odds of 40 to 1 when a three card winning Banker hand totaling 7pts. Occurs. The “Panda 8” wager pays odds of 25 to 1 when a three card winning Player hand totaling 8 pts. Occurs.

  • To begin the game, players make their wager on Player, Banker, Tie, Dragon 7 or Panda 8 or any combination of the above.
  • Two cards are dealt to Player and Banker alternatively, starting with Player. The Player hand is resolved first.
    • If either Player or Banker achieves a total of 8 or 9 on the initial deal, the hand is known as a “natural” and no further cards are drawn.
    • If neither the Player or the Banker has a natural, play proceeds as follows:
      • If Player shows a point count of 5 or less, the dealer deals an additional card to the Player, If the initial total is 6 or 7, no more cards are dealt to the Player.
    • The Banker hand is then resolved as follows:
      • If Player didn’t draw a third card, an additional card will be dealt to Banker if Banker has a point count of 5 or less.
      • If the bank hand is a total or 0, 1 or 2, the bank will draw a card regardless of the player’s third card.
    • If Player draws a third card, Banker will play as follows:
      When Banker’s first two cards total: Draws when Player’s Third card is: Doesn’t draw when Player’s third card is:
      3 1-2-3-4-5-6-7-8-9-0 8
      4 2-3-4-5-6-7 1-8-9-0
      5 4-5-6-7 1-2-3-8-9-0
      6 6-7 1-2-3-4-5-8-9-0
      7 Stands Stands
      8-9 Natural Natural
  • Once all cards have been dealt, the hand with the highest total point count is declared the winner. In the case where the Banker’s point count equals 7 with a total of three cards and Player’s point count is lower than 7, the dealer declares the hand a “Dragon 7”. In the case where Player’s point count equals 8 with a total of three cards and Banker’s point count is lower than 8, the dealer declares the hand a “Panda 8”.
  • In the case where both total point counts are equal, the dealer declares the hand a Tie. In the case of a banker win, Banker wagers are paid 1 to 1. Player, Tie, Dragon 7 and Panda 8 wagers lose. In the case of Dragon 7, Dragon 7 wagers are paid 40 to 1 and Banker wagers push. Player, Tie and Panda 8 wagers lose. In the case of a Player win, Players wagers are paid 1 to 1. Banker, Tie, Dragon 7 and Panda 8 wagers lose. In case of a Panda 8, Panda 8 wagers pay 25 to 1 and Players wager are paid 1 to 1. Banker, Tie and Dragon 7 wagers lose. In the case of a Tie, Tie wagers are paid 8 to 1. Banker and Player wagers push. Dragon 7 and Panda 8 wagers lose.
  • No commission is taken out of winning bank wagers.